Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. Getting a Head Start on College Savings A few strategies that may help you prepare for the cost of higher education. Five Most Overlooked Tax Deductions Five overlooked tax deductions to help manage your tax bill.