The Flexibility of Independence

We are able to enter into a client relationship and be compensated in multiple ways:

• Commissions paid by product providers utilized in the plan
  
• A percentage of assets under management, if no product commissions are used, or
  
• A flat fee for developing a financial plan or recommendations
  

All services and compensation will be fully disclosed to the client prior to entering into a financial planning relationship or implementing a plan.

The Flexibility of Independence: representatives of Financial Focus use the services of Concourse Financial Group Securities, Inc. (CFGS), Member FINRA/SIPC.  Advisory services offered through Concourse Financial Group Advisors, a DBA for CFGS, a Registered Investment Advisor.

Concourse Financial Group Securities, Inc. (CFGS) is an independent broker-dealer firm, with no proprietary products. As an independent broker-dealer, CFGS representatives have the freedom and flexibility to select any leading product provider which meets the due diligence standards of CFGS. This allows us to offer some of the best investment management, insurance and financial services providers available, with the flexibility to add new providers as appropriate.