How We Get Paid The Flexibility of Independence We are able to enter into a client relationship and be compensated in multiple ways:Commissions paid by product providers utilized in the planA percentage of assets under management, if no product commissions are used, orA flat fee for developing a financial plan or recommendationsAll services and compensation will be fully disclosed to the client prior to entering into a financial planning relationship or implementing a plan.The Flexibility of Independence: representatives of Financial Focus use the services of ProEquities, Inc., a broker-dealer and Registered Investment Advisor. ProEquities is an independent broker-dealer firm, with no proprietary products. As an independent broker-dealer, ProEquities representatives have the freedom and flexibility to select any leading product provider which meets the due diligence standards of ProEquities. This allows us to offer some of the best investment management, insurance and financial services providers available, with the flexibility to add new providers as appropriate.Advisory Services offered through Investment Advisors, a division of ProEquities, Inc., a Registered Investment Advisor. Securities offered through ProEquities, Inc. , a Registered Broker-Dealer, Member FINRA & SIPC. Financial Focus is independent of ProEquities, Inc.